financial-independence
Investment Policy Statement (IPS)
An investment policy statement (IPS) is a document between a portfolio manager and a client that lays out the manager's general policies. This statement outlines a client's basic investing aims and objectives, as well as the tactics the manager should use to achieve them.
All terms
SWR
Safe withdrawal rate
CPP
Canada Pension Plan
IPS
Investment Policy Statement
HYSA
High-Yield Savings Account
FDIC
Federal Deposit Insurance Corporation
CD
Certificate of Deposit
Create your own glossaries
Build your own glossaries, share them with your colleagues or friends and show them directly in the browser with our extension.
Get Started
PPO
Preferred Provider Organization
POS
Point of Service
HMO
Health Maintenance Organization
EPO
Exclusive Provider Organization
HDHP
High-deductible health plan
HSA
Health Savings Account
FICA
Federal Insurance Contributions Act
IRA
Individual retirement account
401k
401(k) plan
401(k)
401(k) plan
403b
403(b) plan
403(b)
403(b) plan
AGI
Adjusted Gross Income
MAGI
Modified Adjusted Gross Income
RMD
Required Minimum Distributions
Roth IRA
Roth Individual Retirement Account
IRS
Internal Revenue Service
tIRA
Traditional Individual Retirement Account
ESPP
Employee stock purchase plan
529
529 Plan
ESA
Education Savings Account
W2
W2 Form (Wage and Tax Statement)
W-2
W2 Form (Wage and Tax Statement)
FIRE
Financial Independence Retire Early
LCOL
Low Cost of Living
HCOL
High Cost of Living
ROI
Return of investment
FHA
Federal Housing Administration
NW
Net Worth
FI
Financial Independence
SINK
Single Income, No Kids
DINK
Double Income, No Kids
DI1K
Double Income, 1 Kid
Fat FIRE
Financial Indepence Early Retirement
fatFIRE
Financial Indepence Early Retirement
FatFIRE
Financial Indepence Early Retirement
Lean FIRE
Lean Financial Indepence Early Retirement
Barista FIRE
Barista Financial Indepence Early Retirement
Coast FIRE
Coast Financial Indepence Early Retirement
BEA
Bureau of Economic Analysis
DPI
Disposable personal income
P&I
Principal and interest
T&I
Taxes and Insurance
ER
Emergency Room
Trinity
Trinity Study
4%
4% Rule
S&P 500
The Standard and Poor's 500
P/E
Price to Earnings Ratio
E/P
Earnings to Price Ratio
CAEP
Cyclically-Adjusted E/P Ratio
CAPE
Cyclically Adjusted P/E Ratio
ETF
Exchange Traded Fund
VTSAX
Vanguard Total Stock Market Index Fund
VTIAX
Vanguard Total International Stock Index Fund
VBTLX
Vanguard Total Bond Market Fund
VTI
Vanguard Total Stock Index Fund
VXUS
Vanguard Total International Stock Index Fund
BND
Vanguard Total Bond Market ETF
SWTSX
Charles Schwab Total Stock Market Index
SWISX
Charles Schwab International Index
SWAGX
Charles Schwab U.S. Aggregate Bond Index Fund
DSPIX
Dreyfus S&P 500 Basic Index
DIPSX
Dreyfus International Index
DBIRX
Dreyfus Bond Index Basic
FZROX
Fidelity ZERO Total Market Index Fund
FSKAX
Fidelity Total Market Index Fund
FZILX
Fidelity ZERO International Index Fund
FTIHX
Fidelity Total International Index Fund
FXNAX
Fidelity U. S. Bond Index Fund
NOSIX
Northern Funds Stock Index
NOINX
Northern Funds International Index
NOBOX
Northern Funds Bond Index
POMIX
T. Rowe Price Total Equity Market Index Fund
PIEQX
T. Rowe Price International Equity Index Fund
PBDIX
T. Rowe Price US Bond Enhanced Index Fund
MSCI
Morgan Stanley Capital International
CREF
College Retirement Equities Fund
TIAA
Teachers Insurance and Annuity Association
TINRX
TIAA Equity Index
TEQKX
TIAA Emerging Markets Stock Index
TBILX
TIAA Bond Index Fund
ITOT
iShares Core S&P Total Market ETF
IXUS
iShares Core MSCI Total International Stock ETF
AGG
iShares Core Total U.S. Bond Market ETF
SCHB
Charles Schwab US Broad Market ETF
SCHF
Charles Schwab International Equity Index ETF
SCHZ
Charles Schwab U. S. Aggregate Bond Index ETF
RMD
Required minimum distribution
ACA
Affordable Care Act
ARP
American Rescue Plan
FPL
Federal poverty line
RE
Real Estate
PMI
Private Mortgage Insurance
YTD
Year to Date
FERS
Federal Employees Retirement System
FEGLI
Federal Employees’ Group Life Insurance
HC
Health Care
FSA
Flexible spending account